STAR LEARNING ROOM

PNB Credit Card se cash nikalna sabse mehenga transaction hota hai, chahe PNB ke hi ATM se nikalo. Charge kitna lagega PNB ATM par? PNB ka official cash advance charge hai: - PNB ATM se: 2% of amount, minimum Rs.100 - Rs.150 jo bhi zyada ho - Dusre bank ke ATM se: 2% minimum Rs.150 - Rs.200 - Bahar desh ke ATM se: 2% minimum Rs.250 - Rs.300  Card variant ke hisab se minimum thoda alag hai. Gold / Signature / Platinum / Select sab par 2% hi hai, bas minimum limit Rs.100 ya Rs.150 hota hai  Example: Agar aap 10,000 Rs nikalte ho PNB ATM se to 2% = 200 Rs fee lagega. Is par 18% GST alag se ∼36 Rs. Toh total 236 Rs extra. Agar 5,000 Rs nikalte ho to 2% = 100 Rs, lekin minimum 150 Rs hai toh 150 + GST = 177 Rs lagega. Iske alawa 2 aur charge lagte hain jo log miss kar dete hain 1. Interest same din se start: Cash withdrawal par koi interest-free period nahi milta. Jis din paise nikaloge usi din se interest lagna start  PNB ka finance charge 2.95% per month hai, matlab saal ka 35.89% ta...